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Six Reasons Why You Want to Supplement Your Group Coverage with an Individual Disability Income Policy

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Six Reasons Why You Want to Supplement Your Group Coverage with an Individual Disability Income Policy

You may have a false sense of financial security if you only have a group long term disability insurance policy. Individual disability policy attorney Nancy Cavey suggests that you supplement your group coverage with an individual disability policy so that you can have financial peace of mind. Did you know that: 1. Most employer sponsored […]

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Changing the Date You Are Claiming Entitled to Social Security Disability Benefits

Unfortunately, many unrepresented Social Security Disability claimants’ often pick a “date of onset” for their Social Security Disability claim that leads to denial after denial by the Social Security Administration. Unfortunately, many disabled workers may have stopped working on a certain day because of an on the job injury or an occupational disease and, that

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Tampa Bay Social Security Disability Attorney Urges Congress to Repair the Social Security Disability Trust Fund

A Social Security Trustee’s Report recently revealed that the Social Security Disability program is projected to exhausted its Trust Fund in 2016, according to a recent article in the Washington Post. The Social Security program is funded through worker and employer contributions through payroll tax and, legally, the plan is prohibited from running a deficit.

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Neurological Disorders and Your Rights to Long Term Disability Benefits

If you have purchased an individual disability policy or purchased a group policy through your employer, you may be eligible for long term disability benefits. The major types of neurological disorders that may result in a claim for long term disability benefits include: 1. Huntington’s Disease;2. Muscular Dystrophy; 3. Parkinson’s; 4. Alzheimer’s; 5. Cerebral Vascular

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I applied for Social Security Disability Benefits while working and my claim has been denied, why?

The most basic eligibility requirement to receive Social Security Disability benefits is the inability to engage in substantial gainful activity that has lasted or is expected to last for twelve months. In other words, you can’t be working. How will the Social Security Administration know? They will look at your earning records. Every employer takes

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Heart Disease and Your Entitlement to Social Security Disability Benefits

You may be entitled to Social Security Disability benefits as a result of cardiac disease. The Social Security Administration will use a Five Step Sequential Evaluation to determine your entitlement to benefits. At Step Three the Social Security Administration will evaluation whether or not you meet a listing. To meet a listing, your medical records

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Arthritis and Depression and Your Rights to Social Security Disability Benefits

The Center for Disease Control and Prevention notes that there are 15 million adults who have arthritis or other related conditions like rheumatoid arthritis, lupus, fibromyalgia, or gout. A new national study shows that 1/3rd of people with arthritis also experience anxiety or depression. You may be entitled to Social Security Disability benefits if you

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