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What is the Difference Between Social Security’s Definition and a Long Term Disability Definition of Disability?

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What is the Difference Between Social Security’s Definition and a Long Term Disability Definition of Disability?

The Social Security Administration uses a five step sequential evaluation, the five step sequential evaluation asks whether or not you have engaged in gainful activity, whether you have a severe impairment, meet a listing, whether you can return to the work that you did in the past and whether you are capable of performing other […]

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Reed Group Bought by Guardian

The Reed Group is an absence management services based in Westminster  Colorado, who administers long term disability plans included those for Johnson & Johnson. The Reed Group has been beholden for many years to employers as a servicing company doing their bidding and reviewing, analyzing and ultimately denying many long term disability claims. Guardian Insurance Company

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Continuing Disability Statements and Your Rights to Long Term Disability Benefits: The Introduction

You may have received a phone call or letter from your long term disability carrier advising that they want to take “a continuing disability statement”, they may even come to your house to attempt to take the statement which I strongly discourage. The introductory part of the continuing disability statement will include: 1. The agreement

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Tamoxifen and Your Rights to Social Security Disability Benefits

Breast cancer patients take the drug Tamoxifen which can cut your chances of having the disease return. However, there are some side effects of Tamoxifen which can cause neurological side effects including tingling and numbness of your fingers and hands. If you suffer from neurological problems as a result of taking chemotherapy drugs, you may

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Friends of 440 Scholarship Fund — Application Deadline February 28, 2013

It’s that time of year again! The applications for the Friends of 440 Scholarship Fund must be received by February 28, 2013. The application is available on our website a twww.440scholarship.org. The purpose of Friends of 440 Scholarship Fund is to aid dependents or descendants of workers who were injured or killed in the course

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Don’t Let Your Personal Injury Claim Destroy Your Social Security Claim

You may have been injured in an automobile accident or slipped and fell through no fault of your own. Did you know that you have the right to bring what’s called a personal injury claim against the person responsible for your injuries. A personal injury claim is a claim that you bring against the person

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Tricks Long Term Disability Carriers Will Use to Deny Your Claim for Disability Benefits

Many long term disability carriers will use a paper review of your file conducted by its internal medical personnel to determine whether or not there is: 1. An objective basis of your severe diagnosis. 2. An objective basis for the restriction of limitations that have been assigned. 3. A causal relationship between your diagnosis and

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