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YOUR BENEFITS

Continuing Disability Statements and Your Rights to Long Term Disability Benefits: The Introduction

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Continuing Disability Statements and Your Rights to Long Term Disability Benefits: The Introduction

You may have received a phone call or letter from your long term disability carrier advising that they want to take “a continuing disability statement”, they may even come to your house to attempt to take the statement which I strongly discourage. The introductory part of the continuing disability statement will include: 1. The agreement […]

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Don’t Destroy Your Social Security Disability Claim By Failing to Accurately Complete the Work History Report

When you apply for Social Security Disability benefits the Social Security Administration is going to send you a form called the Work History Report form (SSA-3369-BK) http://www.ssa.gov/online/ssa/3369.pdf Unfortunately, many Social Security Disability applicants don’t do a complete job of filling out the form which can result in the denial of your claim. The Work History

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Make Your Medical Records Work for You and Your Claim for Long Term Disability Benefits

When you apply for short or long term disability benefits, carriers will obtain your medical records and have your physician complete what’s called an Attending Physician’s Statement Form. Make Your Medical Records Work for You Those medical records and what your physician has to say about your restrictions and limitations can make or break your

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Can My Social Security Disability Claim be Denied Because I Earn Too Much Money?

Yes! The Social Security Administration uses a 5 Step sequential evaluation to determine your entitlement to benefits. Significant Gainful Activity At Step 1, the Social Security Administration determines whether or not you are working and, if so, whether or not that work constitutes “substantial gainful activity” (SGA). In 2013, if you earned more than $1,040

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Articles Claiming Social Security Disability Program Is Out of Control are Just Flat Wrong

Have you read articles that attack Social Security Disability as being the “new welfare” or suggest that United States has a “disability insurance complex”? Nothing could be further from the truth. To be eligible for Social Security Disability benefits, you must have worked 20 out of the last 40 quarters, contributing the Social Security Disability

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Does the Social Security Administration have a Listing for Chronic Fatigue Syndrome?

To determine whether or not you are disabled, the Social Security Administration uses a five step sequential evaluation process. To determine whether you are disabled at step three, the Social Security Administration usually considers whether your impairment is severe enough to meet or equal a listing. The Social Security Administration has developed the listing of

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Celiac Disease and Your Rights to Long Term Disability Benefits.

Celiac Disease is a permanent intolerance to wheat protein and related alcohol soluble proteins (prolamins) found in rye and barley. Celiac Disease can lead to an autoimmune disease, which can result in inflammation and malabsorption of critical vitamins, minerals and calories and eventually a long term disability. Signs and Symptoms of Celiac Disease These signs and symptoms

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Physician Support for Your Long Term Disability Claims! Crucial!

If you have purchased a Long Term Disability policy through your employer or on your own, you may be entitled to Long Term Disability benefits if your physician has told you that you are unable to work. Let’s be frank! A claim for disability benefits will never be approved without the support of your treating

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New Article about Former Commissioners of Social Security Voicing Support for Disability Programs

In a recent article from the Huffington Post, Donna Meltzer, the Immediate Past Chairperson, Consortium for Citizens with Disabilities; CEO, CEO of the National Association of Councils on Developmental Disabilities, writes about how 8 former commissioners of the Social Security are voicing their support for the disability programs we have. godomain Read the article here:

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