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How Your Doctor Can Help You Win Your Long Term Disability Claim

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How Your Doctor Can Help You Win Your Long Term Disability Claim

The long term disability carrier will send your doctor a physician disability form to complete which asks questions about your physical restrictions and limitations. Unfortunately, there is no routine form and many of the forms are designed so that your physician will ultimately opine that you’re capable of sedentary work. Why? The long term disability […]

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What is the difference between Social Security’s definition and a long term disability definition of disability?

The Social Security Administration uses a five step sequential evaluation, the five step sequential evaluation asks whether or not you have engaged in gainful activity, whether you have a severe impairment, meet a listing, whether you can return to the work that you did in the past and whether you are capable of performing other

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What Happens After Your ERISA Law Suit has been Filed?

You purchased a long term disability policy to provide you with peace of mind. But, when you least can afford it, your disability carrier has denied your benefits and has rejected your appeal. Your next and only recourse is to higher a long term disability attorney to sue your long term disability carrier. Your attorney

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Understanding Your Long-Term Disability Rights

You may have received a phone call or letter from your long term disability carrier advising that they want to take “a continuing disability statement”, they may even come to your house to attempt to take the statement which I strongly discourage. The introductory part of the continuing disability statement will include: 1. The agreement

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Don’t Destroy Your Social Security Disability Claim By Failing to Accurately Complete the Work History Report

When you apply for Social Security Disability benefits the Social Security Administration is going to send you a form called the Work History Report form (SSA-3369-BK) http://www.ssa.gov/online/ssa/3369.pdf Unfortunately, many Social Security Disability applicants don’t do a complete job of filling out the form which can result in the denial of your claim. The Work History

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Make Your Medical Records Work for You and Your Claim for Long Term Disability Benefits

When you apply for short or long term disability benefits, carriers will obtain your medical records and have your physician complete what’s called an Attending Physician’s Statement Form. Make Your Medical Records Work for You Those medical records and what your physician has to say about your restrictions and limitations can make or break your

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Can My Social Security Disability Claim be Denied Because I Earn Too Much Money?

Yes! The Social Security Administration uses a 5 Step sequential evaluation to determine your entitlement to benefits. Significant Gainful Activity At Step 1, the Social Security Administration determines whether or not you are working and, if so, whether or not that work constitutes “substantial gainful activity” (SGA). In 2013, if you earned more than $1,040

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Articles Claiming Social Security Disability Program Is Out of Control are Just Flat Wrong

Have you read articles that attack Social Security Disability as being the “new welfare” or suggest that United States has a “disability insurance complex”? Nothing could be further from the truth. To be eligible for Social Security Disability benefits, you must have worked 20 out of the last 40 quarters, contributing the Social Security Disability

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