Did you know that nearly 1 in 5 people living in the United States have a disability for over a year or until they reach the age of 65. Physicians see on a day in and day out the devastating impact of injury or illness. Unfortunately, many physicians don’t have long term disability insurance or […]
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The Social Security Administration doesn’t make it easy for those who are disabled to get the Social Security benefits that you deserve. However, if your productivity at work is reduced by 15 to 20% because of a physical medical condition, you have a good chance of getting your Social Security disability benefits. What Do I
One way to qualify for Social Security disability benefits is to prove that your medical condition prevents you from doing substantial work on a continuous and sustained basis. If your medical condition has reduced your productivity by at least 15% of the acceptable level, you have a better chance of getting your Social Security disability
It’s crucial that your doctor support your claim for Social Security disability benefits. You should lay the ground work with your physician as quickly as possible as that is the key to getting the disability benefits that you deserve. You should tell your doctor the symptoms you have as a result of your medical condition.
Many times long term disability policies require that the policyholder applies for Social Security Disability benefits (SSDB). The policy will also provide that if you don’t apply for the benefits, the carrier has the right to reduce your disability benefits by what you or your dependent relatives would have received in your Social Security benefits.
“ERISA” stands for the Employment Retirement Income Security Act that was enacted in 1974 as a result of the Jimmy Hoffa’s pension scandals. The United States Congress wanted employers to provide to its employees a pension, health insurance, disability insurance and other employee benefits. To make this insurance affordable, employers asked for legislative protection from
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The Scleroderma Foundation has recognized June as Scleroderma Awareness Month with annual awareness and fundraising events. What You Should Do If Your Doctor Has Told You That You Can No Longer Work As A Result of Scleroderma You may have purchased a disability policy on your own through your employer hoping you’d never need to
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Many disability insurance companies will write their insurance policies to provide that any claim or action has to be filed in a specific district. For example, it could be a district court that is not particularly favorable to ERISA disability policy holders. The general rule is that a “form selection” clause in the disability plan
As part of Hepatitis Awareness Month campaign, May 19th has been designated as “National Hepatitis Testing Day.” You can find a testing event in the Tampa Bay Area by clicking the link Hepatitis testing Events Page. What Is Hepatitis? Hepatitis is an inflammation of the liver caused by one of several viruses. In the United
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