Having an expert disability attorney represent you while you are getting your monthly disability benefits can be the key to keeping your benefits.  You need representation so you aren’t caught short by the games disability carrier’s play with your disability benefits and your financial security. It is all about control! You Can Be Denied Anytime

Why You Should Have Attorney Nancy Cavey Represent You In Your Insurance Disability Claim If You Are A Doctor, Dentist, Pharmacist, Chiropractor, Lawyers, Accountant, Business Owners, Or Executive You purchased a disability policy and maybe even a business overhead policy to protect your income and lifestyle in the unlikely event that you became partially or

The truth about disability insurance companies is that once you are being paid disability benefits the battle doesn’t stop. Why? The insurance company has a contractual right to reevaluate your entitlement to benefits every month! They can deny your continued payment of benefits at any time and for any reason. Many disability policies require that

How to Handle the Carrier’s Stalling Tactics and Delay In Making A Decision On Your Disability Claim Or Paying Your Continuing Disability Benefits It isn’t uncommon for an ERISA or private disability carrier to stall and delay in making a decision on your claim or to pay your continuing disability benefits. After all the carrier

If You Are A Professional, Why You Should Have Attorney Nancy Cavey Prepare Your Initial Application Doctors, lawyers, accountants and others with advanced degrees purchased a disability policy to protect their income and lifestyle. Disability carriers regularly dispute a policyholder’s occupation (despite what the policy says), pre-disability income, limitations on the ability to perform the

If you have purchased a disability policy and are no longer able to work or your physician has told you to stop working, it is time to apply for your benefits. But picking the wrong date to stop working can destroy your claim. Pre-existing Medical Condition Clauses Many disability policies include a clause that says

Before you stop working or apply for benefits, get a copy of your disability policy and read it cover to cover. There are many traps in disability policies and limitations on coverages that you must understand before your stop working or apply for benefits. In my book, “Everything You Need to Know About Your Long