What is ERISA and How Does It Work The Employment Retirement Income Security Act is a federal law that oversees the management and distribution of many types of employee benefits, including insurance provided by employers for short and long-term disability. If you work for a company, it’s crucial to determine if your disability policy is […]
How Does ERISA Affect the Discovery Process in Disability Litigation? Read More »
Multiple sclerosis (MS) can be an unpredictable condition. One day, you may feel strong and able to go about your daily routine; the next day, it could be a challenge to walk. By its nature, MS can make working difficult, and for many, it becomes impossible to maintain steady employment. Social Security Disability Insurance (SSDI)
Navigating Social Security Disability Benefits for Multiple Sclerosis Patients Read More »
What Disability Coverage is Available for Pregnant Employees in Florida? What short-term disability coverage is available in Florida for employees who are pregnant or dealing with a pregnancy-related medical condition? And when will an employee need the assistance of a St. Petersburg disability attorney to obtain that coverage? According to the Council for Disability Income
Short-Term Disability Coverage for Pregnancy-Related Conditions in Florida Read More »
SSDI Benefits for Rare or Unlisted Medical Conditions? Social Security Disability Insurance (SSDI) benefits are vital for individuals who are unable to work due to a disabling medical condition. While many qualifying conditions are explicitly listed in the Social Security Administration’s (SSA) Blue Book, individuals with rare or unlisted conditions often question whether they are
Can You Get SSDI for Rare or Unlisted Medical Conditions? Read More »
The first and worst mistake is not to pursue an appeal—you have the right to do so. In Florida, more than half of initial SSDI claims are denied, and reconsiderations have even lower success rates. Nonetheless, persistence and a hearing before an administrative law judge can carry the day, especially if you have an experienced
Top Mistakes to Avoid When Appealing an SSD Denial in Florida Read More »
It is notoriously difficult to get prompt approval for SSDI claims. According to one study, in 2022, Florida’s Disability Determination Services (DDS) approved only 40% of initial claims and just 15% after reconsideration. Since applications take months to process, you need to come prepared with the best possible file. That requires understanding what the DDS
The Importance of Accurate Medical Records for Florida Social Security Disability Claims Read More »
Short-term disability (STD) insurance typically covers weeks or months of inability to work for personal health reasons. Healing doesn’t work on a timetable, but insurance companies do. Insurers have been known to deny STD benefits simply to discourage plan members and save money. What can you do when the end of your short-term benefits approaches—especially
ERISA law, overseen by the Employee Benefit Security Administration (EBSA), regulates the health, disability, and pension plans that employers can offer in the US. But how do you know if your employer or your plan’s manager is compliant with ERISA? ERISA violations can lead to significant civil penalties for employers, administrators, or other fiduciaries. Minor
What Are the Essential Elements of ERISA Compliance for Florida Businesses? Read More »
The SSA’s data shows that it takes roughly 213 days to process a claim reconsideration, a little over 30 weeks. Unfortunately, that is only an average. The entire SSA claim process will take months or even years for a Florida resident. Why does it take so long, and why does Florida have particularly long waits
How Long Does the SSA Claim Reconsideration Process Take in Florida? Read More »
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