US Census Bureau Report About Disability Among Americans
According to the US Census bureau report “Americans with disability in 2005”, 18.7% of the countries population had some level of disability. You should consider purchasing a private long term disability policy.
Make sure to consider the following:
A short elimination period will allow you to quickly receive benefits.
The policy that provides the cost of living adjustments if you are disabled over a long period of time.
A long term disability policy that does not have any reductions for the receipt of Social Security Disability benefits.
Nancy Cavey, long term disability policy expert, has written Robbed of Your Peace of Mind a book that you should read before you purchase a disability policy.