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The 2009 Economy and UNUM’s Payment of Long Term Disability Benefits | Florida Insurance Disability Lawyer

CaveyLaw.com > Long Term Disability  > The 2009 Economy and UNUM’s Payment of Long Term Disability Benefits | Florida Insurance Disability Lawyer

The 2009 Economy and UNUM’s Payment of Long Term Disability Benefits | Florida Insurance Disability Lawyer

At Cavey & Barrett we are seeing a “slow pace strategy” and out right denial of valid claims by long-term disability carriers such as UNUM. This delay or denial is for the benefit of long term disability carrier. This aggressive claims handling has resulted in increased profits for UNUM. According to a UNUM Group Q1 2009 Earnings Call transript on May 4, 2009 “group disability earnings were 44% higher driven by strong risk results”… a fancy way of saying claims delay and denial .

With stock prices down and a lack of investment income earnings, disability insurance companies are taking longer to determine disability claims and to pay long-term disability benefits.

If you are experiencing any of these problems with your long-term disability or ERISA carrier, immediately contact Nancy Cavey at Cavey & Barrett to assist you in your long-term disability claim. There are things that can be done to expedite the handling of your long-term disability or ERISA claim. Remember, long-term disability insurance companies think that they can outlast long-term disability claimants. Our advice and counsel help you understand what your carrier is doing and help you prepare yourself financially.

You can order a no-obligation copy of Nancy Cavey’s must read book “Robbed of Your Peace of Mind” which is all about the mistakes you can make in the long term disability claims process.

Answering these broad-based questions isn’t easy. Help is a phone call away. You can contact Nancy Cavey, an experienced long-term disability attorney at 727-894-3188.

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