What Every Long Term Disability Applicant Needs To Know About Attending Physician Statement Forms

If you plan on applying for long term disability benefits, you should know that your physician will be asked to complete Attending Physician Statement forms (APS). These forms are specifically designed so that the right questions aren't asked about your particular medical condition. Why Are Attending Physician Statement Forms Important? The disability carrier doesn't want to pay your disability benefits. Worse yet, the APS forms are designed to lead your physician to render an opinion that you're capable of engaging in sedentary work. If you're in the "any occupation" stage of your disability claim, your ability to engage in sedentary employment will result...

Continue reading