On August 14, 1935, President Roosevelt signed The Social Security Act (SSA) into law. Over time, the SSA continued to evolve for the better. There are two different disability programs administered by the Social Security Administration (SSA) that you should know about:
1. Social Security Disability Insurance Benefits (SSDI) and
2. Supplemental Security Income Benefits (SSI).
These programs were created to provide cash and medical benefits to people who have not yet reached retirement age but who are unable to continue to work because of physical or mental disabilities.
There are important differences between SSDI and SSI.
In order to be eligible for SSDI benefits you must:
✓ Be under full retirement age;
✓ Be found disabled under SSA’s 5 step sequential evaluation test;
✓ Be insured by earning the minimum required number of quarters of coverage based on your age.
SSI is for people who cannot work because of a physical and/or mental disability and have no resources. There are limits on how much you can have in the bank and what you can own.
You work history is NOT considered at all!
The Social Security Disability claims process is complex, lengthy and confusing. Social Security disability attorney Nancy Cavey cuts through the complexity and confusion of SSDI. She will make sure you fully understand whether or not you are eligible for benefits then walk you through the claims process. Call (727) 894-3188 and let Nancy Cavey help you get your Social Security Disability benefits as quickly as possible.
Nancy Cavey, St Petersburg Social Security Disability lawyer, has written several books including the go-to book everyone should have called “Your Rights to Social Security Disability Benefits – Information the Social Security Administration Rarely Tells You about Your Claims”. You owe it to yourself and your family to get a free no obligation copy today and to schedule your free consultation with Social Security disability attorney Nancy Cavey.
Just as you wouldn’t think of flying a plane without a pilot, you shouldn’t consider filing an Initial Application, Request for Reconsideration or an Application for Hearing without legal counsel. You don’t want to crash and destroy your case before it gets off the ground!
Going to a Social Security hearing without an attorney is much like walking into a lion’s den barehanded. You will be eaten alive!
Contact the Law Offices of Nancy L. Cavey for your free in-person consultation by calling (727) 894-3188.
Social Security Disability lawyer Nancy Cavey serves clients throughout the Tampa Bay Area, including St. Petersburg, Pinellas Park, Clearwater, Dunedin, Palm Harbor, New Port Richey, Hudson, Tampa, Brandon, Valrico, Palmetto, Bradenton, and Sarasota.
When looking for a Social Security Disability Lawyer in St Petersburg, ask the following questions:
1. How many years of experience do they have? Nancy Cavey has 38 years of experience.
2. Are you really represented by the lawyer in the ad? Nancy Cavey, and no one else represents you.
3. Has the lawyer written a consumer guide about Social Security? Nancy Cavey has even written the go-to book everyone should read called “Your Rights to Social Security Disability Benefits – Information the Social Security Administration Rarely Tells You about Your Claims”. You owe it to yourself and your family to get a free no obligation copy today.
4. Do you get a personal guarantee! No lawyer wins 100% of the time and neither does Nancy Cavey. Each case is factually and legally unique. Your doctors may or may not support your claim. We may draw an Administrative Law Judge with a low approval rate. Social Security attorney Nancy Cavey will guarantee that, if she chooses to represent you, she will invest her time, resources and abilities to help get the disability benefits you and your family deserve.
5. Will you be charged an affordable attorney fee? Nancy Cavey handles every Social Security case, except a continuing disability review, on a contingency fee basis. If you don’t get your benefits, you don’t owe Nancy Cavey an attorney fee. If you get your benefits at the initial application or Request for Reconsideration stage, the fee is $1,250 or 25% of the back benefits or $6,000.00 whichever is more. If you are awarded your benefits at the hearing stage, the fee is 25% of the back benefits or $6,000.00 whichever is less.
It is a one-time attorney fee set and approved by the Social Security Administration.
Getting answers to these questions will help you find the best Social Security lawyer for you!
There is a lot at stake! If you are awarded benefits, you are entitled to money and medical benefits. Your spouse and children may also be eligible to receive financial aid.
The Social Security Disability claims process is complex and not the faint of heart. Innocent mistakes can destroy your Social Security Disability claim. Don’t make any of these 5 mistakes:
Mistake 1: You did not provide the proper medical evidence.
Mistake 2: You relied only on the records of your doctor and did not get your doctor to fill out a Residual Functional Capacity form.
Mistake 3: You did not go to the Social Security Consultative Examination.
Mistake 4: Your eligibility for benefits was limited because of a date last insured issue.
Mistake 5: You didn’t know how to cross-examine the Social Security medical or vocational expert who testified at your hearing.
You or your family member wouldn’t be reading this if you weren’t truly disabled. Chances are that you qualify for Social Security disability benefits and need experienced legal help to get the disability and medical benefits you deserve.
At The Law Office of Nancy L. Cavey we know first-hand how frustrating, difficult and nerve-racking the claims process and a denial can be to a family in need. We have over 37 years of experience with the Social Security disability claims and denial process and concentrates our practice on getting clients their deserved SSDI and SSI benefits.
If your claim has been denied, it is time to contact Nancy Cavey. You need information and your questions answered. Better yet, you need to know what needs to be done next and a game plan to get your benefits. Call (727) 894-3188.