A speech disorder impacts your ability to communicate. There are many causes of speech disorders:
A speech disorder can change the rhythm of your speech, the sounds you make while speaking or repetition of words. Speech disorders can lead to depression, anxiety and other psychological problems.
Not everyone with a speech disorder is entitled to disability benefits. Disability insurance companies don’t always make it easy for policyholders to get the disability benefits they deserve.
How Disability Carriers Handle Speech Disorder Claims
Disability carriers are notorious for denying and terminating many speech disorder claims. Carriers commonly argue that:
Many disability claims are denied. Carriers have other reasons to deny claims. They’ll say:
(1) There is no objective basis of the speech disorder diagnosis,
(2) There is no objective basis for the restrictions and limitations assigned by your physician, or
(3) There is no causal relationship between your speech disorder diagnosis and/or your restrictions and limitations, and your inability to do your own or any occupation, or
(4) There is no reason you can’t work with accommodation.
Why You Need Nancy Cavey
Nancy Cavey, who has 35 years experience handling disability cases, has successfully represented many policyholders with speech disorders. She overcomes a claims denial by working closely with you and your physician.
Ms. Cavey obtains, as needed, a speech evaluation to objectively document your speech problems. She even hires a Vocational Evaluator to explain why your symptoms prevent you from doing your occupation or any occupation.
Nancy Cavey offers a free initial consultation and welcomes the opportunity to speak with you about your disability claim.
How Do I Get The Disability Insurance Benefits I Deserve?
A speech disorder can interfere not only with your daily activities but with your ability to work. If you no longer can work or your doctor has told you to apply for disability benefits, you should take steps before you apply:
Contact Disability Attorney Nancy L. Cavey, Who Can Help You Regardless of Where You Live
Speech disorders and the underlying causes for the disorder can make it difficult, if not impossible, to work. You owe it to yourself and your family to get help today! Nancy Cavey can review your policy and your medical records, and explain to you what your policy says and how to get your disability benefits. Call today for a free consultation at 727-894-3188.