Make Your Medical Records Work for You and Your Claim for Long Term Disability Benefits
When you apply for short or long term disability benefits, carriers will obtain your medical records and have your physician complete what’s called an Attending Physician’s Statement Form.
Make Your Medical Records Work for You
Those medical records and what your physician has to say about your restrictions and limitations can make or break your disability claim.
It’s crucial that your doctor document, with your assistance, your physical or psychiatric complaints, how those complaints impact on your ability to function and establish an objective basis for your doctor’s opinions about your restrictions and limitations.
Many times, disability carriers will deny disability claims on the basis that there is insufficient medical support in the medical records and that you are capable of working in either your occupation or any occupation.
What You Should do Before You File a Disability Claim
Before you apply for disability benefits, get a copy of your medical records and review them. Ask yourself whether there is an objective basis for your diagnosis, an objective basis for your restrictions and limitations, and a causal relationship between your inability to do your own occupation or any occupation and the medical evidence in your medical records.
If there isn’t, you need the assistance of disability attorney, Nancy Cavey, who can review your medical records and work with you and your physician to document the medical basis for your disability.
Disability attorney Nancy Cavey can assist you in your initial disability application regardless of where you live in the United States. Contact her today at 727.894.3188 for a complimentary 30 minute consultation. Don’t delay!