Lupus and Your Rights to Long Term Disability Benefits
May is Lupus awareness month! In celebration of this event, Lupus Disability Attorney Nancy Cavey wants to call attention to how those with Lupus can get the Long Term Disability benefits they deserve.
It’s not easy to understand a disease that has varied symptoms. Long Term Disability carriers simply do not understand Lupus. Lupus is an autoimmune disease that causes inflammation and tissue damage to the body. It can cause a mild skin rash, achy joints, or affect organs inside your body. Lupus is unpredictable and can appear and disappear and even change.
Treatment of Lupus
Most people with Lupus are treated by a Rheumatologist, who specializes in diseases of the immune system, as well as joint and muscle complications. Rashes may require treatment by a dermatologist and depending on body system involvement, may involve specialists such as Nephrologist who specialize in kidney problems, a Cardiologist who specializes in heart problems, or Neurologist who specialize in problems that effect the brain and nervous system.
Getting The Long Term Disability Benefits You Deserve From Lupus
Many people with Lupus are able to continue to work but have to make changes in their work environment. However, as the disease progresses, you may have to stop working altogether.
It is important that your medical records document the progression of your symptoms. Many times Long Term Disability carriers will deny claims when you stop working because nothing changed in your medical history or medical records that document why you stopped working.
It is important that you get a copy of your medical records before you file your LTD claim to make sure that your medical records fully document your symptoms and how these symptoms limit your ability to work. More importantly, make sure your doctor fully supports your Long Term Disability Claim.
Before you stop working or file a claim for Long Term Disability Benefits, you should contact Lupus disability attorney Nancy Cavey who can guide you through the claims process. No matter where you live in the United States.
Don’t Make a Mistake in Your Disability Appeal That will Jeopardize Your Rights to Long Term Disability Benefits.
Christie ValadezApril 6, 2018 at 10:27 am
My company offers LTD insurance through Lincoln Financial, but when I went to purchase it, they turned me down stating its because I have Lupus. I feel discriminated upon. Don’t I have any rights?