Long Term Disability Insurance Offsets
Did you know that most long term disability insurance policies have a provision in their policy called Social Security Disability offset? You may find this in a definite section under “other income”. Your disability policy will require you, by the terms of the contract, to apply for Social Security Disability benefits. The insurance company forces you to apply for Social Security Disability benefits so that they can reduce the amount of your long term disability benefits by the receipt of your Social Security Disability benefits. It’s enough to make you wonder why they have made you purchase a long term disability policies. Many insurance companies will offer you a Social Security Disability representative, who may or may not be an attorney. So long term disability and Social Security Disability attorney Nancy Cavey suggests that you say no, no thank you to that offer. You need a Social Security Disability and long term disability attorney who can work with you to get you the maximum benefits that you are entitled to by law.
You have the right to choose who represents you at your Social Security Disability claim. Better yet, most long term disability insurance companies will “forgive” your Social Security Disability attorney’s fee and as a result you get better representation for both your Social Security Disability case at no cost to you. Choosing the right lawyer to help you get the Social Security and long term disability benefits that you deserve is crucial and the reality is that there are very few attorneys in the United States that do both long term disability and Social Security Disability litigation. That’s why you may want to contact Tampa Bay Social Security Disability Long term disability attorney Nancy Cavey who can help you with your claims no matter where you live in the state of Florida. Contact her today for a free no obligation consultation at 727.894.3188.