Long Term Disability Insurance Benefits Denied Because of Transferable Skills | St. Petersburg Disability Insurance Lawyer
My long term disability carrier says I have “transferrable skills” and is denying my claim for benefits. What are transferrable work skills? Transferrable work skills are skills that are transferrable to a similar or related job. The long term disability carrier will have a vocational rehabilitation counselor review your file to determine whether you have skills that are transferrable to other jobs. It is common to see this done when the standard of proof for your long term disability benefits changes from the inability to engage in your own occupation to an inability to engage in any other occupation by virtue of your age, education, or work experience. In determining whether you have transferrable skills, there are seven steps which have been described in an article entitled Strategies for the Rehabilitation Consultant: Transferability, Loss of Employment, Loss Earning Capacity and Damages, by Timothy F. Field, Ph.D
If your claim for long term disability benefits has been denied because you have “transferrable skills”, call St. Petersburg Disability Insurance lawyer Nancy Cavey, who specializes in getting you the disability insurance benefits you have been denied at 727-894-3188.