Long Term Disability Carriers Misrepresent Policies | ERISA Attorney in Tampa
Sometimes Long Term Disability carriers will normally misrepresent to the policyholders that their insurance policy is subject to the ERISA law. Why do they do that? Because under ERISA there are no remedies under state law, including punitive damages for showing bad faith claims handling. Under state law there is no right to a jury trial.
Long Term Disability carriers want to hoodwink you into thinking that your Long Term Disability policy is an ERISA policy to limit your rights.
Some Long Term Disability carriers own manuals will admit that such a misrepresentation is misleading. Long Term Disability carriers are obligated to their best to make sure that they that first determine whether or not your claim is governed by an ERISA policy. How do they do that? Sometimes, they’ll put ERISA’s specific language around a non-ERISA claim misleading you and making you go through the appeals review process when you truly don’t have to.
If you’ve been denied Long Term Disability benefits, consult with Long Term Disability ERISA denied benefit attorney Nancy Cavey by filling out the form on the right side who will determine whether or not your policy, is in fact, subject to the Employee Retirement Income Security act of 1974, otherwise known as ERISA. Contact a ERISA Attorney in Tampa.