How Winning Medical Records Will Improve Your Chances of Getting your Long Term Disability Benefits
The long term disability carrier is going to request a copy of your doctor’s records and often carriers claims adjudicators will try to deny your claim by cherry picking your doctor medical records.
Your doctor did not go medical school to learn how to fill out long term disability carrier forms, but they did learn how to write progress notes. The progress notes should show relevant physical exam findings so that there is objective evidence of your diagnosis of disability.
One key thing that you can do to help win your long term disability case is to tell you doctor about your functional limitations. What is a functional limitation? If you have difficulty bathing, dressing, cooking you should document those functional problems. Simply saying that you can’t take out the garbage isn’t good enough.
If you have problems walking because of back pain and aren’t able to walk from you kitchen to the garbage can outside, you should document that.
We suggest that you keep a log of your functional problems so that you can give that to your doctor at each visit.
You doctor’s progress notes keep track of your medical care but they do contain important information about your complaints and your functional limitations. Let your doctor’s notes tell the story of your disability so that you can win long term disability case.