Do Social Security Disability Benefits Discourage Disabled Americans from Working?
The Social Security Disability Insurance program is intended to provide those disabled Americans who meet the Social Security’s five step sequential evaluation who have both lost income and medical care.
Some have a concern that SSDI may be a disincentive for those that are willing to work.
Nicole Mates and Cathleen J. Mullen of Rand Corporation offered to study “do disability benefits discourage work”.
The authors looked at Social Security Disability applications between 2005 and 2006 and found that:
- “Those who are receiving the margin of allowance for SSDI benefits are strongly discouraged from returning to work if they are awarded benefits.
- Those who are relatively less impaired are substantially more likely to return to work if denied benefits whereas benefits raised with the most severe impairments would not be any more likely to work if they had not received SSDI.”
The one major problem with this study is that it does not address those Social Security Disability applicants who may have been on the margin for allowance of Social Security Disability benefits, but, because of economic conditions have been laid off from work who would have otherwise accommodated for physical and psychological impairments.
If your employer has terminated you because downsizing, don’t be discouraged from applying for Social Security Disability benefits.
Times are tough, times are hard, and you are entitled to Social Security Disability benefits if you can no longer work. Go to www.SSA.gov to apply for Social Security Disability benefits. If your Social Security Disability claim has been denied, remember the Social Security Administration doesn’t always make it easy to get the Social Security Disability benefits that you deserve. Contact Cavey and Barrett for a free no obligation consultation at 727-894-3188.