Was Your Disability Claim Denied Reassure/Jackson? Find Out How Nancy L. Cavey Can Help
At The Law Office of Nancy L. Cavey, our Ressaure/Jackson disability claims attorney is an award-winning, results-focused advocate for people who need help the most. Our law firm has helped more than 5,000 people secure disability compensation. If you need help filing an initial disability claim with Reassure/Jackson or if your claim was already turned out by the insurance company, we are more than ready to begin working on your case. To schedule a no-fee, no-obligation appointment with an experienced disability lawyer.
An Overview of Reassure/Jackson Disability Insurance Policies
Reassure America Life Insurance Company is an insurance carrier with its main headquarters in Armonk, New York. Jackson National Life Insurance is an insurance company with a primary headquarters in Denver, Colorado. Within the past ten years, Jackson National Life Insurance acquired Reassure America. Both companies now offer disability policies.
Sadly, some people struggle to secure the complete disability benefits that they deserve. Major insurance companies like Reassure America Life Insurance Company and Jackson National Life Insurance can be challenging to work with. An experienced Florida disability attorney can help you navigate the claims process.
What to Do If Your Disability Claim Denied By Reassure/Jackson
Did you file a claim for short-term disability benefits or long-term disability benefits through Reassure America Life Insurance Company or Jackson National Life Insurance? If your claim was denied and you believe an error was made, you have the right to challenge the decision. To file a successful appeal of a disability denial, please be sure to obtain a copy of the denial letter. The reasoning expressed in the Reassure/Jackson denial letter should be addressed directly on appeal. Some common reasons why disability insurance claims are denied include the following:
- Errors in the disability application;
- Missing financial documents, records, or vocational information;
- Inadequate medical evidence;
- Disputes over medical evidence;
- Improper use of a policy exclusion by the insurance company; and
- Bad faith settlement practices.
Disability Appeals: Strict Deadlines
One of the most important things that you should know about the disability claims process is that there are strict deadlines for appeal. If your Reassure/Jackson disability policy was obtained from an employer (your employer or your family member’s employer), then the policy is likely governed by the Employee Retirement Income Security Act of 1974 (ERISA). There is a 180-day deadline for appeal in ERISA disability claims. However, if you obtained a Reassure/Jackson disability policy on the private market then you may have less time to appeal—potentially as little as 30 to 90 days.
Reassure/Jackson Disability Insurance: FAQs
How Do I File for Long Term Disability Benefits With Reassure/Jackson?
To file for long-term disability benefits through Reassure America Life Insurance Company or Jackson National Life Insurance, you must complete and submit all required claims forms. It is imperative that you attach all relevant supporting documentation. The claims forms can be obtained directly from your employer’s (ERISA) plan or from the insurance company.
When Will My Disability Benefits Stop?
Once your benefits have been approved by Reassure/Jackson, they will last until your condition has improved (no longer disabled) or until you run out of benefits. The maximum duration of your benefits will depend on your type of disability claim (short-term or long-term) and the terms of your policy. Long-term disability policies can last for many years, potentially even until your ordinary age of retirement.
What is the Cost of Retaining a Disability Lawyer?
An injury, illness, or other serious medical impairment can prevent you from earning a living on a full-time basis. During these potentially difficult financial times, the last thing you need is another bill to pay. The good news is that you always afford to retain a top disability attorney. At The Law Office of Nancy L. Cavey, we all claim on contingency—there is only a legal fee if we win your case.
Was Your Disability Claim Denied By Reassure/Jackson?
We are here as a resource. At The Law Office of Nancy L. Cavey, our long-term disability attorney is a justice-driven advocate for clients and their families. We know how to get results in short-term and long-term disability cases. If you need help with a Reassure/Jackson disability claim, professional guidance is available. Call us now or connect with us online for a no-fee, no-obligation appointment with a lawyer. We provide statewide and nationwide representation in disability claims.