Was Your Disability Claim Denied By Ameritas? Find Out how Jackson Law Group Can Help Protect You
Is an injury, sickness, or other disabling medical impairment preventing you from working in Virginia? If so, you may be owed disability compensation through a private short-term or long-term disability policy. In many cases, disability insurance is obtained through an employer. It is meant to prove financial protection when people need it the most. Unfortunately, large insurance companies, including Ameritas, can be difficult to work with.
At The Jackson Law Group, our Virginia long-term disability claims attorneys have the skills, legal experience, and real-world knowledge to hold big insurers accountable for paying benefits. If your short-term or long-term disability claim was denied by Ameritas, we can help. To set up a free, strictly confidential consultation with a top-rated Ameritas disability claims attorney, please call us at our Hillsville office, call us at our Wytheville office, or send us a message directly online.
An Overview of Ameritas Disability Insurance Claims
Founded in the 1800s, Ameritas is an insurance company with headquarters in Lincoln, Nebraska. The insurer offers a wide range of policies throughout the United States, including short-term disability insurance coverage and long-term disability insurance coverage. It is a large corporation. With over 1,300 employees, Ameritas generates approximately $3.6 billion in annual sales.
If you or your loved one has disability insurance coverage through Ameritas, you should be able to rely on the company for financial benefits in your time of need. To submit a disability application, refer to the specific requirements and filing standards of your policy. If you have any questions or concerns about your case, you should reach out to a Virginia disability attorney for immediate help.
You Need to Know Why Your Disability Benefits Were Denied By Ameritas
If you are having problems getting disability payments from Ameritas or another large insurer, you are not the only one. The good news is that Ameritas does not get to make the last decision on your case. You always retain the right to file an appeal to challenge an unfair and improper denial. That being said, you need to take immediate action. There are strict deadlines for appealing a disability denial. With an ERISA policy, you have 180 days to appeal a long-term disability denial. With a non-ERISA policy, you may have even less time than that. To bring a successful disability appeal, you must figure out why the insurer denied the claim. Some of the most common reasons why Ameritas and other large insurance companies deny disability claims include:
- The applicant allegedly missed a deadline;
- You made an error in your initial disability paperwork;
- There is not enough medical documentation to support disability status;
- There are questions or disputes about your medical records;
- The insurer (Ameritas) improperly relied on a coverage exclusion; and
- The company engaged in unlawful, bad faith tactics.
How the Virginia Disability Claims Attorneys at The Jackson Law Group Can Help
The disability claims process is notoriously complex. If you are confused or overwhelmed, you are definitely not the only one. Do not go up against aggressive insurance companies alone. At The Jackson Law Group, we will walk with you every step of the way. Among other things, our Virginia long-term disability claims lawyers will:
- Answer your questions and explain your rights during a free initial consultation;
- Handle all of the paperwork and correspondence with insurance company representatives;
- Review your disability denial letter from Ameritas; and
- Take whatever action is needed to help you maximize your disability payments.
We understand that you and your family need disability benefits without delay. With the experience needed to go up against Ameritas and other large insurance carriers, our Virginia long-term disability attorneys will put forward the resources and personal care to get you the best possible outcome in your claim or appeal.
Was Your Long Term Disability Claim Denied By Ameritas?
We can help. At The Jackson Law Group, our Virginia disability lawyers are strong advocates for justice. If your disability claim was turned down by Ameritas, we are more than ready to get working to protect your rights. Give us a call or contact us online to set up a free, strictly confidential review of your disability claim. From our office locations in Hillsville and Wytheville, we provide disability representation throughout the surrounding region, including in Carroll County, Wythe County, Grayson County, Patrick County, Floyd County, and Pulaski County.