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Big Insurance Doesn’t Mean Good Insurance

It has probably occurred to many of you that we aren’t exactly fond of massive insurance companies. This comes from decades of being in naturally adversarial relationships with their attorneys. After all, when you represent the injured, the argument usually comes down to insurers trying to pay as little as possible or nothing at all, while all we try to do is get what was promised to our clients in the first place. Enormous conglomerates like Allstate, State Farm, GEICO, Progressive and Nationwide are usually mentioned whenever you come across a “Top Ten Worst Insurance Companies” list in a consumer rights...

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What Every Doctor and Dentist Needs to Know About Disability | ERISA Disability Insurance: Don’t Buy the Wrong Policy

Physicians and dental disability insurance can help protect medical providers and their families in the case of injuries or unexpected circumstances. You and your family rely on your paycheck to pay bills, feed and clothe your family, and to provide a home and a lifestyle that have come to expect. There are a number of things that you should consider before choosing a disability insurance policy. At Cavey & Barrett, we recommend that physicians and dentists purchase private disability insurance policies instead of a policy through a group plan. You should consider the following: 1....

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Learn About Strokes: 5 Warning Signs

Only old people have strokes, right? Wrong. A recent study of 7,740 strokes showed that 45 percent of victims were younger than 65, and 27 percent were under 55. "Stroke is no longer an old-age affliction," says study author Timothy J. Wolf, who holds a doctorate in occupational therapy and teaches at the Washington University School of Medicine. "People in the prime of life now have more strokes than ever. A big reason is that a record number of Americans are overweight, says Dr. Salina Waddy, a stroke neurologist and the program director for...

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Voluntarily Resigning Your Job May Jeopardize Your Rights to Compensation Benefits

If you are a Florida first responder who has compensable industrial injury or losing in your wages before maximum procurement, you may be entitled to what is called temp or partial benefits. However, if your employer offers you a light duty job and you walk away from it, you may not be entitled to temp or partial benefits, a voluntary resignation doesn’t alone support a denial after resignation. The issue is going to be whether your refusal of employment was justifiable. If you are a first responder who has been offered a light duty job...

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If I am On Active Military Duty or a Recently Discharged Veteran, Will That Make a Difference in My Social Security Claim?

Yes! If you are filing for disability benefits let the Social Security Administration know that you are on active military duty of that you have recently been discharged and the Social Security Administration will handle your claim more quickly. However, be aware that if you are getting non-service connected VA disability benefits; your Social Security benefits can be reduced. You can have both VA service connected disability and Social Security Disability benefits!...

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Has Your Claim for Fibromyalgia Been Denied Because of a Lack of Proper Diagnosis?

Has your Fibromyalgia Disability claim been denied because the Long Term Disability carrier says that there hasn’t been a “proper diagnosis” of your condition? Unfortunately there are “no blood tests or x-rays that can detect Fibromyalgia and this makes the condition hard to diagnose.” If so, you need to immediately contact Fibromyalgia disability benefits attorney Nancy Cavey who can be reached at 727-894-3188....

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