How A Long Term Disability Application Can Overwhelm A Disabled Policy Holder

It's difficult to make the decision to stop working and apply for disability benefits. The application process can be daunting. Before you stop working, you should do the following: - review your long term disability policy to understand what you have to prove, the deadlines for submitting your claim, the deadlines for supplying medical records and the deadlines for appealing a denial, - what medical conditions are excluded under the preexisting condition, - or whether your benefits will be limited under the subjective or mental nervous provisions of the policy. It's also crucial from a financial standpoint that you know how long your waiting...

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