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The Long Term Disability Carrier Asked Me Where I Filled My Prescriptions… Why?

Q: The Long Term Disability Carrier asked me where I filled my prescriptions, why?A: Great question! Long term disability carriers have access to investigators who will canvas pharmacies near your home to determine whether or not you are getting your prescriptions filled and, what prescriptions you are getting filled. Since you've signed a medical release, they'll use your release to get that information. At The Law Offices of Nancy L. Cavey, we restrict our client's signature on medial releases to prevent this kind of abuse....

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Long Term Disability | Peace of Mind | St. Petersburg Disability Attorney

[youtube][/youtube] Petersburg | Tampa Bay Florida Disability Attorney Nancy Cavey Talks about: Collecting benefits from long term disability insurance companies is stressful, difficult and emotionally challenging because, after all, you are disabled. If you are filing a claim, contact Nancy Cavey at or call 727.894.3188....

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Depression and Your Rights to Social Security Disability Benefits

If you are suffering from depression, you may be entitled to Social Security Disability benefits.The Social Security Administration uses a five step sequential evaluation to determine entitlement to every claim for Social Security Disability benefits but, a claim for depression is different.If you are suffering from depression and are unable to work, you must prove the following:1. Your depression must prevent you from doing any kind of work for at least twelve months.2. Your depression must be considered severe.3. You must meet a listing under the Social Security Administration rules for depression. If you don’t, as most people don’t, you...

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Carpal Tunnel Syndrome and Your Rights to Long Term Disability Benefits

Carpal Tunnel Syndrome is a painful condition that is caused by the entrapment of a median nerve as it passes through part of your wrist called the carpal tunnel. This condition can case swelling of the hand and the wrist and it is not uncommon to see this condition develop as a result of keyboarding activities.Even prolonged exposure of the wrist to vibration can cause Carpal Tunnel Syndrome.People with diabetes, rheumatoid arthritis and other medical conditions can also develop Carpal Tunnel Syndrome.Carpal Tunnel Syndrome can be so painful that you are unable to do your own occupation particularly if your...

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TRICARE and Your Social Security Disability Benefits | Tampa SSD Lawyer

tricare disability claims

What: TRICAREDid you know that people who qualify for Social Security Disability benefits are entitled to Medicare only after they receive Social Security Disability benefits for twenty-four consecutive months? Until you become entitled to Medicare, either as a result of being found entitled to Social Security Disability benefits or reaching age 65, your TRICARE is not impacted.If you enroll in Medicare: Part B it will be a primary. You will have to file your claim with TRICARE first. For more information or help with your claim for Social Security Disability benefits in the Tampa Bay area of Florida, contact us today....

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What Does it Cost to get a Social Security Disability Attorney in Tampa?

attorney fees long term disability carrier

Did you know that the Social Security Administration determines the maximum fee that can be charged for a Social Security Disability case? Currently, it's 25% of the retroactive dollar amount of the Social Security benefits awarded not to exceed the maximum amount.If you don't receive your Social Security benefits, there is no fee!There may of course, be charges for items in addition to an attorney's fee such as securing your medical records or having your doctor complete what's called a residual functional capacity forms.For more information about the Social Security Disability claims process, order our free, no obligation book Your...

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The Truth about the US Economy and its Impact on Long Term Disability Claims

In Hartford's 2010 Benefit Landscape Study, Long Gendreau, Executive Vice President of the Hartford Group Benefits, explained that the number of employees in the United States with "short term disability insurance rose from 41% in 2009 to 55% in 2010" the percentage of American workers with "long term disability insurance increased from 36% in 2009 to 47% in 2010".Income production is key to protecting your financial well-being.Nancy Cavey, Florida individual policy attorney, recommends that if you are considering the purchase of a long term disability policy, that you purchase your own personal individual disability policy as opposed to a grouped...

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