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US Census Bureau Report About Disability Among Americans

According to the US Census bureau report “Americans with disability in 2005”, 18.7% of the countries population had some level of disability. You should consider purchasing a private long term disability policy.Make sure to consider the following:A short elimination period will allow you to quickly receive benefits.The policy that provides the cost of living adjustments if you are disabled over a long period of time.A long term disability policy that does not have any reductions for the receipt of Social Security Disability benefits.Nancy Cavey, long term disability policy expert, has written Robbed of Your Peace of Mind a book that...

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Representing SunLife Insurance Company Policy Holders and Claims Denied Cases

SunLife Insurance Company of Canada is a member of the SunLife Financial group of companies that began operating in the United States in 1985. It has over 300 employees at offices in Rosalie Hills and Boston, Massachusetts. SunLife disability has sales offices throughout the United States and provides financial solutions to businesses as well as individuals including disability insurance.Sun Life Financial is a diversified international financial services organization focused on providing financial solutions to businesses as well as individuals throughout their lifetimes. Sun Life also offers disability insurance.As a nationwide disability insurance attorney, Nancy Cavey, often receives calls or inquiries...

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Disability Awareness Month

May is Disability Awareness Month. Short and Long Term Disability benefits play a role in helping protect employees from financial disaster. However, employees should understand the elements of Short or Long Term Disability benefits before they agree to payroll deduction.Every Short or Long Term Disability policy holder needs to research the policy being offered by their employer and make sure that they understand the terms of the policy. You can be robbed of your peace of mind if you purchase a short or Long Term Disability benefit plan without fully understanding what’s covered, what’s excluded and what benefits you might...

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Voluntarily Resigning Your Job May Jeopardize Your Rights to Compensation Benefits

If you are a Florida first responder who has compensable industrial injury or losing in your wages before maximum procurement, you may be entitled to what is called temp or partial benefits.However, if your employer offers you a light duty job and you walk away from it, you may not be entitled to temp or partial benefits, a voluntary resignation doesn’t alone support a denial after resignation. The issue is going to be whether your refusal of employment was justifiable. If you are a first responder who has been offered a light duty job and don’t think it is with...

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Rich and Successful Engage in Strategic Defaults and Walk Away from Million Dollar Properties

According to Brent T. White, law professor at University of Arizona, the rich and successful often decide to walk away from houses when they are “underwater”. If you owe more than your house is worth you are “underwater”.Professor White, who studies strategic defaults, indicated that the “rich and successful… maybe be less susceptible to shame and fear mongering used by the government and the mortgage banking industry to keep underwater home owners from acting in their financial best interest.”However, walking away in a strategic default can still leave you to be exposed and being sued by a lender or frozen...

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