29 November

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18.7 % Of the Countries Population Has Some Level of Disability

According to the US Census Bureau’s Report “American’s With Disabilities: 2005” 18.7% of the countries population has some level of disability. You should consider purchasing a private long term disability policy. Before doing so, you should consider the following: A short elimination period will allow you to quickly receive benefits. A policy that provides for cost of living adjustments if you are disabled over a long period of time. A long term disability policy that does not have any reductions if you receive Social Security Disability benefits. Nancy Cavey, long term disability policy expert, has written Robbed of Your Peace of Mind a book that...

16 November

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C&M Shull Forms Worker’s Compensation Advisory Group

Posted by Nancy Cavey

in Latest News

State of Florida Insurance Consumer Advocate, C&M Shull, has formed the Workers’ Compensation Advisory Group. This group has diverse members of the workers’ compensation system and has invited members of the workers’ compensation section to participate. The Office of Consumer Advocacy is expected to “recommend changes in the workers’ compensation system”. We will keep you advised....

31 October

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How CIGNA Began

Posted by Nancy Cavey

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CIGNA Corporation was formed as a result of Insurance Company of North America (INA) and Connecticut General in 1982....

31 October

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Freddie Mack’s Executive Vice President Says Walking Away Might Help

Posted by Nancy Cavey

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Freddie Mack’s Executive Vice President Says Walking Away Might be a Good Thing...

31 October

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The Tampa Bay Friends of 440 Scholarship Fund Deadline Dates

Posted by Nancy Cavey

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Tampa Bay Friends of 440 Scholarship Fund deadline is approaching. This scholarship helps the dependents of workers who are injured in their employment....

31 October

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New Study Links Firefighter Job Duties and Risk Factors to Cardiac Disease

Posted by Nancy Cavey

in Latest News

The Punsky II decision makes it clear that Florida's Heart and Lung Presumption can be overcome by clear and convincing evidence. One of the workers' compensation carrier's favorite defenses is that personal risk factor can overcome the presumption. This new study helps destroy the Florida workers' compensation defense to First Responder cardiac claims....

31 October

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Judge Jenkins Rejects Hernanado Cournty Sheriff’s Argument That Risk Factors Are The Same as Causation

Posted by Nancy Cavey

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Judge Jenkins found Deputy Gore's heart attack was covered under Florida's Heart and Lung Act and rejected Hernando County Sheriff's argument that cardiac risk factor where enough to defeat the cardiac presumption....

31 October

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1,424 Family Dollar Store Mangers Are Non-Exempt and Entitled to Overtime

Posted by Nancy Cavey

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In Morgan v. Family Dollar Stores, Inc. the 11th Circuit Court of Appeals, which includes Florida, found that 1,424 Family Dollar Store Mangers Are Non-Exempt and Entitled to Overtime. This blockbuster decision opens the door for overtime claims for misclassified store managers....

31 October

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South Florida Stores Put Profits Before the Safety of Minors In Violation of the Fair Labor Standards Act

Posted by Nancy Cavey

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The FLSA protects minors in 17 non-agricultural occupations that the Labor Department has declared hazardous including operating power-driven paper products machines....

31 October

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Florida Minimum Wage and Reporting Tips for Overtime Purposes

Posted by Nancy Cavey

in Latest News

Wage and hour laws are confusing for both employers and employees. Martin Segal, of the Miami Herald, wrote an article about the Florida minimum wage and tips....